Privacy Policy

1. Our Commitment to Privacy

Spendulge LLC (“Spendulge,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our mobile application and related services (“App”). It also outlines your rights and choices regarding your personal data.

By using Spendulge, you agree to this Privacy Policy.

2. Information We Collect

We collect the following types of data:

a. Personal Information

This information is used to register and manage your account and support shared wallet features.

b. Expense & Wallet Data

This data enables the core functionality of the App.

c. Device & Usage Data

Automatically collected data includes:

This information helps us monitor performance and improve the product.

Note: Spendulge does not store or access sensitive banking or credit card information.

3. Authentication & Security

Spendulge uses secure authentication services, such as Google Sign-In, Apple Sign-In, and Supabase Auth, to identify users and secure accounts. Your credentials are securely handled and never stored in plain text.

All user session data is managed via Supabase, which provides encrypted storage, secure access controls, and managed identity services.

4. How We Use Your Information

Your data is used to:

Deliver core app functionality (wallet creation, expense tracking, balance updates)
Communicate account updates and notifications
Improve app reliability and usability
Ensure account security and detect abuse
Comply with legal obligations when applicable

We do not sell, rent, or monetize your personal information.

5. Sharing and Disclosure

Spendulge may only share data under the following conditions:

All service providers are contractually required to safeguard user data.

6. Data Retention

Your data is retained as long as your account remains active. Upon account deletion, all personal data is deleted from our systems, unless retention is required by law or to resolve disputes.

To request deletion of your account or data, email hello@spendulge.com.

7. Cookies and Analytics

Spendulge may use cookies or device storage to maintain session data, preferences, and performance tracking.

We use tools like Google Analytics to monitor usage trends and improve functionality. Data collected is aggregated and anonymized.

8. Your Rights

You may exercise the following rights at any time:

Access your personal data
Request correction of incorrect or outdated data
Delete your account and associated information
Object to or restrict certain data uses
Request a machine-readable export of your data

Please email hello@spendulge.com to make a request. We will respond in accordance with applicable data protection laws.

9. Children's Privacy

Spendulge is not intended for children under 13 years old. We do not knowingly collect personal data from anyone under this age. If we become aware of such data, we will delete it promptly.

10. Delete Account

If you wish to delete your Spendulge account, you can do so directly from within the app.

To delete your account:

Go to Settings
Tap Edit Profile
Select Delete Account

Once deleted, all your personal data, including your profile information and activity history, will be permanently removed from our servers, except where retention is required by law.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in legal obligations, technology, or product offerings. Any material changes will be posted within the App and/or via email. Continued use of Spendulge implies acceptance of the revised policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or your personal data, you may contact:

Spendulge LLC